Who We Are
At MINT Benefits Group, we believe insurance should be personal, transparent, and empowering.
Our name — MINT: Managed Insurance & Nurtured Trust — reflects our commitment to guiding you through every stage of coverage with integrity and compassion.
We help individuals and families make confident decisions about their Medicare options, ACA health coverage, life insurance, and annuity plans, while also providing customized group benefits solutions for small businesses.
Our mission is simple: to make insurance easier to understand and manage — so you can focus on what matters most.
FAQs
What is Medicare?
Medicare is a federal health insurance program designed primarily for people age 65 and older, as well as certain younger individuals with disabilities or specific health conditions. It helps cover many healthcare costs, offering different parts to meet different needs:
At Mint Benefits Group, our licensed agents guide you through your Medicare options to help you choose a plan that fits your health needs and budget — making sure you understand your coverage every step of the way.
What is ACA?
The Affordable Care Act (ACA) — also known as the Health Insurance Marketplace — provides quality health coverage for individuals and families. ACA plans cover essential benefits like doctor visits, preventive care, prescriptions, hospital stays, and more.
At Mint Benefits Group, we help you compare ACA plans from trusted carriers, see if you qualify for savings, and enroll in the coverage that fits your needs and budget.
I'm retiring, what do I do with my 401k?
Life Insurance is one of the most important ways to protect the people you love. It provides financial support to your family or business in the event of your passing, helping cover expenses, replace income, or fund long-term goals.
Mint Benefits Group offers a variety of Life Insurance solutions, including:
Whole Life for lifelong protection and cash value growth
Indexed Universal Life (IUL) for flexible coverage with potential for cash accumulation
Annuities for guaranteed income and long-term financial security
Our agents help you design a plan that supports your future and gives you peace of mind today.
What is an annuity?
An annuity is a financial product designed to help you grow and protect your money for the future — and provide a reliable stream of income during retirement.
You can think of it as a partnership with an insurance company: you make either a lump-sum payment or a series of contributions, and in return, the company provides guaranteed income later in life.
Annuities can offer several key benefits:
Lifetime income you can’t outlive
Tax-deferred growth on your earnings
Protection from market loss (with certain types)
Options for beneficiaries to pass on remaining funds
At Mint Benefits Group, we help you understand which annuity — fixed, indexed, or immediate — best aligns with your goals, risk tolerance, and retirement timeline.
What are life insurance benefits?
Even the best health plans don’t cover everything. Supplemental Insurance provides extra protection for unexpected costs related to accidents, illnesses, or time away from work.
Mint Benefits Group offers popular options like Aflac, Short-Term Life, and Cancer Insurance to help fill the gaps in your primary coverage.
These affordable add-ons pay cash benefits directly to you, helping cover everyday expenses so you can focus on recovery — not your bills.
If you’re changing jobs or retiring, you can roll over your 401(k) funds into an annuity to turn your retirement savings into guaranteed, lifelong income. This process lets you move your money directly from your 401(k) into an annuity without paying taxes or penalties, as long as it’s done correctly.
Once your funds are in the annuity, they can continue to grow tax-deferred, and you can choose when to start receiving income — either right away or later in retirement.
Benefits include:
Guaranteed income for life, regardless of market performance
Tax-deferred growth to maximize your savings potential
Protection from market downturns with certain fixed or indexed annuities
Flexible payout options that fit your retirement lifestyle
Legacy options to pass remaining funds to beneficiaries
At Mint Benefits Group, our licensed agents help you explore whether a 401(k) rollover annuity is right for your retirement strategy — ensuring your hard-earned savings work for you when you need them most.
What are Supplemental benefits?
If you’re a small business owner with 1–50 employees, you may qualify for health insurance through the Small Business Health Options Program (SHOP).
To apply, you’ll:
Work with a licensed agent like Mint Benefits Group to compare SHOP plans from top carriers.
Choose a plan that fits your team’s needs and budget.
Set your contribution amount and decide how much of the premium you’ll cover for employees.
Enroll your business and employees through your agent or the Health Insurance Marketplace.
With SHOP coverage, you can offer affordable health benefits, attract and retain great employees, and may even qualify for a small business tax credit to lower your costs.
At Mint Benefits Group, we make the process simple — from plan selection to enrollment and ongoing support.
